Look beyond the price of your protection


Most of us celebrate the start of life and pay tribute to the end of life,
but are we placing enough importance on everything in between?


If we’re lucky we’ll enjoy certain life events
like finding a lifelong partner, marriage / civil
partnership, having children, enjoying a career
and, ultimately, retiring. But how many of us
take out financial protection in the event our
plans go awry?

Clearly life isn’t always plain sailing and we will
face obstacles and challenges to overcome.
When these challenges are more serious, for
instance if accident, illness or death strike,
protection insurance can help provide a
safety net.

And when it comes to protection, we hold
two firm beliefs:
It should form the foundation of
most people's financial plan.
Cover should be reviewed regularly
to make sure it continues to meet
your needs.

The second principle is particularly important when
you’re at a particular 'life' stage. Whether that's
buying a house, getting married, starting a family,
setting up in business, or all the above, protection
insurance will help to protect your loved ones and
your financial responsibilities.

But it’s important to look beyond the headlines
when taking out protection as many providers will
offer added-value benefits beyond an initial pay out,
that can really help you adapt and cope to
potentially life-changing circumstances.

These additional benefits could be anything from
access to expert medical opinion, rehabilitation
to get you back to work as quickly as possible,
bereavement counselling, or even global treatment.

When using comparison sites and direct insurers,
care should be taken to make sure their 'off-the-peg'
solutions meet your specific needs.

Using our expert product knowledge, we can help find the right
solution with the right value-added benefits for you.

For more information or to discuss a protection
shortfall, please get in touch today